TrustGuards Recovery
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Recovery Services

Credit Card Fraud Recovery

Unauthorised transactions, card cloning, and identity theft can drain accounts rapidly. Our specialists guide you through full recovery.

47k+
Cases Completed
3
Countries Served
98%
Client Satisfaction
€700m+
Funds Recovered

What Is Credit Card Fraud?

Credit card fraud includes card cloning, identity theft, account takeover, and unauthorised transactions. While banks have fraud protection obligations, navigating the claims process — and escalating when initial responses fail — requires expertise. TrustGuards Recovery handles the entire process on your behalf to maximise the funds returned to you.

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Look Out For:

  • Transactions on your statement you don't recognise
  • Card was used in a location you have never visited
  • Multiple small transactions testing card validity
  • Received products or services you did not order
  • Account details changed without your authorisation

How We Recover Your Funds

📋

Transaction Analysis

We review your full transaction history to identify all fraudulent charges, build a comprehensive dispute, and document the full extent of losses.

🏦

Bank Dispute Preparation

We prepare optimised formal dispute letters to your bank, citing the relevant consumer protection regulations to maximise claim acceptance.

💳

Chargeback Process

For card network disputes, we prepare detailed chargeback submissions under Visa or Mastercard rules, meeting all evidence and deadline requirements.

🔍

Identity Theft Investigation

Where identity theft is suspected, we identify the breach source and assist you in securing your accounts and credit file.

⚖️

Regulatory Escalation

If your bank fails to respond adequately, we escalate to BaFin or the Financial Ombudsman Service with a fully documented case file.

🛡️

Future Protection

We provide guidance on credit monitoring, account security, and how to prevent future instances of credit card fraud.

Specialists in Credit Card Fraud Recovery

Our team has handled hundreds of credit card fraud recovery cases. We understand the tactics used by fraudsters and know exactly which recovery routes deliver results.

  • No false promises — honest case assessment from day one
  • Transparent fees with no hidden charges
  • Regular updates and clear communication throughout
  • GDPR-compliant and fully confidential case handling
  • Specialised in Germany, Austria & Switzerland cases

Start Your Free Assessment

Tell us about your case. Our specialists will review the details and advise on the best recovery route — at no cost and no obligation.

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Don't Wait — Time Is Critical

The sooner you act, the higher the chance of recovery. Our team is ready to assess your case today.

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